This study examines the extent of the uninsured motorist problem in the United States, the types of laws in effect to encourage financial responsibility, the effectiveness of these laws, and the provisions of Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverages that affect the amount of insurance available to insureds. This study is an update of a study of uninsured motorists conducted by the All-Industry Research Advisory Council (AIRAC) in 1984. While a number of data sources are used, this report relies principally on information collected by the National Association of Independent Insurers and the Insurance Services Office, Inc., on insurance claims.
All-Industry Research Advisory Council1200 Harger Road, Suite 222
Oak Brook, IL United States 60521
- Publication Date: 1989-10
- Features: Appendices; Tables;
- Pagination: 67 p.
- TRT Terms: Automobile insurance; Financial responsibility; Insurance claims; Laws; Loss and damage claims; Measures of effectiveness
- Uncontrolled Terms: Effectiveness; Underinsured motorists; Uninsured motorists
- Old TRIS Terms: Coverage
- Subject Areas: Freight Transportation; Law; Safety and Human Factors;
- Accession Number: 00608577
- Record Type: Publication
- Source Agency: National Highway Traffic Safety Administration
- Report/Paper Numbers: HS-040 884
- Files: HSL, USDOT
- Created Date: May 31 1991 12:00AM