Translating Laboratory Measures to Real-World Outcomes: Application of the UFOV Test in an Insurance Company Setting

Poor performance on the Useful Field of View (UFOV® test) has been linked to negative driving outcomes, such as crashes. The UFOV® test was given to a sample of drivers 75+ years across the state of Alabama (N=2235) as a means of attaining a reduction in insurance rates if successful on the test. Results revealed that retrospectively, participants who failed the assessment were 1.65 times more likely to have an at-fault crash and 1.66 times more likely to have an at-fault insurance claim in the previous five years as compared to participants who passed the assessment. Prospectively, these same participants were 1.85 times more likely to have an at-fault crash and 2.73 times more likely to have an at-fault claim in the subsequent 1.29 years after assessment as compared to participants who passed the assessment. To the authors’ knowledge, this is the first translational study to investigate the impact of offering an insurance discount for passing such an assessment on prospective at-fault crashes and at-fault insurance claims.

• Corporate Authors:

  University of Iowa, Iowa City

  Public Policy Center
  227 South Quadrangle
  Iowa City, IA  United States  52242-1192
• Authors:
  • Ross, Lesley
  • Vance, David
  • Ball, Karlene
  • Cak, Leslie
  • Ackerman, Michelle
  • Benz, David
  • Ball, David
• Conference:
  • Driving Assessment 2011: 6th International Driving Symposium on Human Factors in Driver Assessment, Training, and Vehicle Design
  • Location: Olympic Valley - Lake Tahoe CA
  • Date: 2011-6-27 to 2011-6-30
• Publication Date: 2011

Language

• English

Media Info

• Media Type: CD-ROM
• Features: Figures; References;
• Pagination: pp 270-276
• Monograph Title: Proceedings of the 6th International Driving Symposium on Human Factors in Driver Assessment, Training, and Vehicle Design, Resort at Squaw Creek, Olympic Valley - Lake Tahoe, California, USA, June 27-30, 2011

Subject/Index Terms

• TRT Terms: Aged drivers; Automobile insurance; Highway safety; Insurance claims; Insurance rates; Traffic crashes
• Uncontrolled Terms: At-fault accidents; Useful field of view
• Subject Areas: Highways; Safety and Human Factors; I83: Accidents and the Human Factor;

Filing Info

• Accession Number: 01349829
• Record Type: Publication
• Files: TRIS
• Created Date: Aug 16 2011 1:56PM