AUTOMABILE INSURANCE LOSSES INJURY COVERAGE

This Highway Loss Data Institute report compares the injury claim frequencies of different 1974, 1975 and 1976 model cars under medical payments and personal injury protection insurance. The frequency of injury claims under both medical payments and personal injury protection coverages is strongly related to vehicle size; smaller vehicles have the highest and larger vehicles have the lowest injury claim frequencies. This is true for all of the model years and ages of cars studied. Within each car size group, two-door models consistently have higher injury claim frequencies than four-door models. Within each car size group, sports and specialty cars generally have the highest injury claim frequencies. There are substantial variations in the injury claim frequencies of different cars of the same size and body style. Variations in the injury claim frequencies of the cars in each model year are much more pronounced than the differences between those in different model years. /SRIS/

• Supplemental Notes:
  • Also titled: Claim Frequency Results for 1974, 1975, and 1976 Models.
• Corporate Authors:

  Highway Loss Data Institute

  1005 North Glebe Road
  Arlington, VA  United States  22201
• Publication Date: 1977-11

Media Info

• Features: Figures; References; Tables;
• Pagination: 84 p.

Subject/Index Terms

• TRT Terms: Alternatives analysis; Automobile insurance; Injuries; Insurance claims; Loss and damage claims; Medical services; Safety
• Old TRIS Terms: Automobile makes
• Subject Areas: Highways; Safety and Human Factors;

Filing Info

• Accession Number: 00178501
• Record Type: Publication
• Source Agency: National Safety Council Safety Research Info Serv
• Report/Paper Numbers: HLDI I 76-1
• Files: TRIS
• Created Date: Sep 14 1978 12:00AM