AN INSURANCE VIEW OF RTAS

If personal injury has been sustained in a road accident in the UK, there is a legal requirement to report it to the police, who then investigate the accident. This article considers the question of what happens in an accident where nobody is injured and no allegations are made about any possible offence; there might still be vehicle damage, ranging from slight to severe. Police usually have the opportunity to appear at the scene first, and to accumulate information from which the probable cause and effect of various contributory factors can be reconstructed. They will need to know the registration numbers of vehicles involved and the names of people involved, together with information about losses and damage. Owners of any property damaged or people injured will need similar information. This article discusses some of the requirements for claims for compensation to succeed. Compensation for vehicle damage can be claimed, and sometimes also consequential losses resulting from loss of use of a damaged vehicle or other property. From an insurer's viewpoint, every aspect of a claim arising from a road accident must be investigated. The article discusses how insurers should proceed in this event and what their prospects are.

• Availability:
  • Find a library where document is available. Order URL: http://worldcat.org/issn/09594302
• Corporate Authors:

  METROPOLITAN POLICE FORENSIC SCIENCES LABORATORY

  109 LAMBETH ROAD
  LONDON,   United Kingdom  SE1 7LP
• Authors:
  • HILL, J W
• Publication Date: 1999

Language

• English

Media Info

• Pagination: p. 53-4
• Serial:
  • IMPACT (ITA1)
  • Volume: 8
  • Issue Number: 2
  • Publisher: METROPOLITAN POLICE FORENSIC SCIENCES LABORATORY
  • ISSN: 0959-4302

Subject/Index Terms

• TRT Terms: Crash reconstruction; Crashes; Highways; Indemnity; Injuries; Insurance; Legal documents; Legislation; License plates; Loss and damage; Personality; Police; Recording; Vehicle occupants; Vehicles
• Uncontrolled Terms: Responsibility
• Geographic Terms: United Kingdom
• ITRD Terms: 1643: Accident; 1547: Case law; 1614: Damage; 2755: Highway; 1548: Indemnity; 2163: Injury; 1568: Insurance; 1556: Legislation; 1346: Number plate; 1522: Police; 1621: Reconstruction (accid); 6969: Recording; 2264: Responsibility; 8119: United Kingdom; 1255: Vehicle; 1715: Vehicle occupant
• Subject Areas: Law; Passenger Transportation; Safety and Human Factors; Security and Emergencies; Vehicles and Equipment;

Filing Info

• Accession Number: 00771530
• Record Type: Publication
• Source Agency: Transport Research Laboratory
• Files: ITRD
• Created Date: Nov 4 1999 12:00AM