This report compares compares outcomes of compensation systems for victims of automobile accidents from three groups of states: (1) no-fault states, with no-fault legislation that restricts tort liability; (2) add-on states, in which no-fault legislation does not restrict tort liability; and (3) tort states, without no-fault legislation. Among the study's conclusions were the following: (1) the probability of an auto accident victim's receiving any payment for his losses is higher in add-on and no-fault states than in tort states; (2) the average payment of the victim is usually nearer his economic loss in no-fault states than it is in tort states and add-on states for small losses; (3) the employer is the single most frequent source for payment of wage loss, and pays exactly the amount of wage loss about eighty percent of the time; and (4) victims in no-fault states appear to have a better chance of getting some compensation for wage loss than do victims in tort states.

  • Availability:
  • Supplemental Notes:
    • See also Vol. 1: Who Pays How Much How Soon?, R-3050-ICJ; Vol. 2: Payments by Auto Insurers, R-3051-ICJ; Vol. 4: State Rules, R-3053-ICJ.
  • Corporate Authors:

    RAND Corporation

    1776 Main Street, P.O. Box 2138
    Santa Monica, CA  United States  90407-2138
  • Authors:
    • Houchens, R L
  • Publication Date: 1985

Media Info

  • Features: Appendices; Figures; References; Tables;
  • Pagination: 63 p.
  • Serial:

Subject/Index Terms

Filing Info

  • Accession Number: 00453668
  • Record Type: Publication
  • ISBN: 0833005683
  • Report/Paper Numbers: R-3052-ICJ
  • Files: TRIS
  • Created Date: Jul 31 1986 12:00AM