HLDI INJURY AND COLLISION LOSS EXPERIENCE

The table on the inside of this publication summarizes the injury and collision loss experience of 1979-1981 passenger cars. The cars are grouped according to four body styles--station wagons, four-door models, two-door models, and sports and specialty models. Within these groups, cars are listed according to size--small, medium, and large (see Definitions). Most popular car models are listed, but some others are not reported because there are relatively few of them on U.S. highways and, hence, insufficient insurance coverage, or "exposure" data to obtain reliable results. Only cars with 1981 models are included, and in all instances where the results are based on cars grouped across model years their basic designs have remained unchanged for those years. Injury losses are presented in terms of frequencies of insurance claims filed for 1979-1981 model cars under Personal Injury Protection (PIP) coverage. Collision losses are presented in terms of average loss payments per insured vehicle year for 1980 and 1981 models. All losses are stated in relative terms - with 100 representing the result for all cars in each loss category (overall injury, severe injury, and collision). Cars are listed within each body style and size group in ascending sequence of their overall injury claim frequency result. The results are adjusted, or "standardized," to eliminate possible distortions due to two non-vehicle factors, operator age group (injury and collision results) and deductible amount (collision results only).

Media Info

  • Pagination: n.p.

Subject/Index Terms

Filing Info

  • Accession Number: 00370820
  • Record Type: Publication
  • Source Agency: National Highway Traffic Safety Administration
  • Report/Paper Numbers: HS-033 791
  • Files: HSL, USDOT
  • Created Date: Feb 28 1983 12:00AM