WHY DRIVING RECORDS DO NOT REFLECT HOW WELL YOU DRIVE

A countrywide survey, sponsored by the All-Industry Research Advisory Council (AIRAC), examined state motor vehicle records to determine the adequacy of these official records to provide information on a motorist's driving performance. It was found that these driving records contained on the average less than one-third of the auto accidents which had been reported to auto insurers. In general, accidents involving collision coverage cases appeared less frequently than those involving property damage liability coverage. This article discusses further the results of the AIRAC survey and enumerates the flaws found to exist in the current accident-reporting system. It was concluded that because complete and accurate driving records are so important (e.g., they are used for review and renewal of drivers' licenses, among other things), legislatures need to examine the reasons why the accident-reporting system is not up to par in their states.

• Corporate Authors:

  Alliance of American Insurers

  20 North Wacker Drive
  Chicago, IL  United States  60606
• Publication Date: 1981

Media Info

• Pagination: p. 1-5
• Serial:
  • JOURNAL OF AMERICAN INSURANCE
  • Volume: 57
  • Issue Number: 2

Subject/Index Terms

• TRT Terms: Crash records; Crash reports; Data collection; Driver performance; Drivers; Personnel performance; States; Surveys; Traffic crashes
• Uncontrolled Terms: Motor vehicle accidents
• Old TRIS Terms: Accident record systems
• Subject Areas: Highways; Safety and Human Factors; I81: Accident Statistics;

Filing Info

• Accession Number: 00366777
• Record Type: Publication
• Source Agency: National Highway Traffic Safety Administration
• Report/Paper Numbers: HS-032 901
• Files: HSL, TRIS, USDOT
• Created Date: Aug 30 1982 12:00AM