SAFETY EFFECTIVENESS EVALUATION--THE USEFULNESS OF INSURANCE DATA IN HIGHWAY SAFETY RESEARCH

The National Transportation Safety Board has evaluated the potential usefulness of insurance data in highway safety research. In the course of the study, the Safety Board reviewed methods used by the insurance industry to gather and process applications, claims, and other data that insurance companies use in their routine business. Additionally, the Safety Board reviewed past and current attempts by Federal agencies to use insurance data in highway safety research. The Safety Board concludes that most of the data collected by insurance companies are inappropriate for use in highway safety research. However, some data are potentially useful. In its evaluation, the Board cites examples of Federal safety research that has made beneficial use of insurance data. The Board also cites research efforts that attempted to use insurance data in inappropriate ways. The Board recommends that DOT and the insurance industry establish a formal consultative arrangement, through AIRAC, an insurance industry research committee, to avoid future inappropriate use of insurance data.

• Corporate Authors:

  National Transportation Safety Board

  Office of Evaluations and Safety Objectives
  Washington, DC  United States  20594
• Publication Date: 1981-8-25

Media Info

• Features: Appendices; Tables;
• Pagination: 53 p.

Subject/Index Terms

• TRT Terms: Highway safety; Insurance; Research
• Uncontrolled Terms: Data
• Subject Areas: Highways; Research; Safety and Human Factors; I81: Accident Statistics;

Filing Info

• Accession Number: 00361608
• Record Type: Publication
• Source Agency: National Highway Traffic Safety Administration
• Report/Paper Numbers: NTSB-SEE-81-5, HS-032 626
• Files: HSL, TRIS, USDOT
• Created Date: Jun 30 1982 12:00AM