Tesla Model S driver assistance technologies

This document explores Tesla's advanced driver assistance systems (ADAS) available for the 2012-2016 Tesla Model S and the associated claim frequency under property damage liability coverage and bodily injury liability coverage. Driver assistance features examined include Tesla's Autopilot system, forward collision warning, automatic emergency breaking, and blind spot warning. Insurance losses are compared between Teslas with driver assistance technology and conventional large luxury vehicles. In addition, claim frequencies before and after the addition of Autopilot to Tesla Model S are analyzed. It was found that ADAS were associated with a 21% deduction in bodily injury liability claim frequency and an 11% reduction in property damage liability claim frequency. While there was no change in collision claim frequency, increases were seen in personal injury protection claim frequencies and medical payment.

• Record URL:
  • http://www.iihs.org/media/cb11a111-f26c-445d-a35e-afa90812bb60/gSkzrw/HLDI Research/Bulletins/hldi_bulletin_34.30.pdf
• 
• Publication Date: 2017-9

Language

• English

Media Info

• Media Type: Digital/other
• Features: Appendices; Figures; References; Tables;
• Pagination: 13p
• Serial:
  • Highway Loss Data Institute Bulletin
  • Volume: 34
  • Issue Number: 30
  • Publisher: Highway Loss Data Institute

Subject/Index Terms

• TRT Terms: Automobiles; Before and after studies; Driver support systems; Insurance claims; Trend (Statistics); Vehicle safety
• Identifier Terms: Tesla automobile
• Subject Areas: Finance; Highways; Safety and Human Factors; Vehicles and Equipment;

Filing Info

• Accession Number: 01691644
• Record Type: Publication
• Files: TRIS
• Created Date: Jan 28 2019 5:07PM