Panoramic Roofs Contribute to Higher Glass Claims

This brief article discusses a recent report from the Highway Loss Data Institute (HLDI) that examined the cost of claims associated with panoramic vehicle roofs in which glass replaces the typical metal roof of an automobile. These roofs can consist of one or more panels of glass and some lift and slide open like traditional sunroofs. HLDI looked at the loss experience for two vehicles – the 2014-15 Kia Sorento and the 2016 Kia Sportage – to determine whether panoramic roofs may be contributing to a recent rise in glass-associated insurance claims. For models with optional panoramic roofs, the frequency of glass claims was 5 percent higher, glass claim severity was 20 percent higher, and overall losses were 26 percent higher than for vehicles without available panoramic roofs. The author notes that glass losses make up roughly two-thirds of claims filed under comprehensive coverage.

• Record URL:
  • http://www.iihs.org/iihs/sr/statusreport/article/53/1/3
• Availability:
  • Find a library where document is available. Order URL: http://worldcat.org/issn/0018988X
• Publication Date: 2018-2-22

Language

• English

Media Info

• Media Type: Web
• Features: Figures; Photos;
• Pagination: n.p.
• Serial:
  • Status Report
  • Volume: 53
  • Issue Number: 1
  • Publisher: Insurance Institute for Highway Safety
  • ISSN: 0018-988X
  • Serial URL: https://www.iihs.org/status-report/

Subject/Index Terms

• TRT Terms: Automobile insurance; Costs; Glass; Insurance claims; Repairing; Vehicle roofs
• Identifier Terms: Kia automobile
• Subject Areas: Finance; Highways; Vehicles and Equipment;

Filing Info

• Accession Number: 01672657
• Record Type: Publication
• Files: TRIS
• Created Date: Jun 21 2018 9:25AM